Online Key Entry Credit Card Payments
Overview of Virtual Credit Card Terminal
Sale - A sale is a transaction that is authorized and captured for settlement. After a sale
is processed, the transaction is automatically flagged to be settled.
A sale can be voided prior to settlement and must be refunded to reverse the
transaction if the transaction has been settled.
Authorize - Authorize is used to check of there is sufficient funds in the Credit Card
inventory. When a transaction is authorized, it indicates that the Credit Card
has adequate funds in the stock.
Capture - Capture is used when a transaction has been authorized and ready to be settled.
Void - A void can be performed on a transaction prior to settlement. To void a
transaction, simply enter the Transaction ID in the void area under the
Virtual Terminal section.
Refund - To refund a transaction, simply enter the Transaction ID and the amount you wish to refund.Merchant can choose to make a full refund or a partial refund.
Reports - Search for specific transactions
by any of the default or
merchant defined fields. Sort data by credit card type in your batch settlement report. Search for a transaction ID and while viewing the transaction details, the user can email or print a receipt, void a non-settled transaction and authorize a new charge.
Virtual Terminal Sale
Enter credit card number, billing information, order details, and card billing address (AVS).
Virtual Terminal Void
Simply enter the Transaction ID of the original transaction you wish to void.
Virtual Terminal Refund
Enter the Transaction ID and the Amount of the original transaction you wish to refund.
Virtual Terminal Reports
Extensive transaction reporting and batch settlement search and mining capabilities.
Payment Processing Rates
* Non Qualified Cards
2 . 9 0 %
. 3 0 cents per
* Non Qualified card types consist of certain reward cards, international world cards, business corporate cards
Next Day Funding
24 Hour Settlement Monday - Thursday Sales
Friday - Sunday Sales Deposited Monday
Virtual Payment Terminal Features Include
This website is sponsored by a third party Independent Sales Representative of North American Bancard. North American Bancard, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and The Bancorp Bank, Philadelphia, PA.