Customer Vault Credit Card Payment Storage
Customer Vault API Documentation
The secure customer vault API integration was designed for developers to address concerns about handling customer payment information. Visa and MasterCard have instituted the Payment Card Industry (PCI) Data Security to protect cardholder data, wherever it resides, ensuring that members, merchants, and service providers maintain the highest information security standards. These associations have also deemed that merchants will be held liable for any breach of cardholder data. This has become a major concern for merchants who handle credit card or electronic check payments. The Integrate Payments customer vault will securely encrypt credit card data and store this information as a unique token until a business is ready to process a transaction from that customer.
The customer vault API is designed for programming these retail and online environments to avoid the costs involved in becoming PCI compliant. The customer vault does this by allowing merchants to transmit their encrypted payment information through a Secure Sockets Layer (SSL) connection for storage in our Level 1 PCI certified data facility. Once the customer record has been securely transmitted to the vault, the user can then initiate transactions remotely without having to access cardholder information directly. This process is accomplished without the merchant storing the cardholder payment information in their local database or payment software application.
Securely Export Your Current Credit Card Database Customer Vault Records
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