Save Money on Credit Card Processing Fees

Merchant Services Cash Discount Program

Cash Discount Program
Smart Terminal
Merchant Discount Program
Retail or Restaurant
Wireless Cash Discount Machine
The cash discount program allows a business owner the ability to charge customers either a set amount between $.01 - $1.00 per transaction or a percentage based on the volume of the sale anywhere from 1% - 4% surcharge on a credit card transaction. These savings on payment processing can offset the cost of accepting credit cards at your business. Setup a merchant account with our company using cash discount and get a free Verifone Vx520 or portable Verifone Vx680 EMV enabled NFC technology payment terminal or PayAnywhere tablet point of sale software system.

The credit card equipment will arrive with signage to be displayed both at the business entry point and at the point of sale that will explain the cash discount program payment options. That way a customer will always know that if they choose to pay with cash, there will be no service fee added to the transaction. The service fee will also be displayed on the receipt for each transaction
Merchant Account Cash Discount

How Does Cash Discount Work ?

The below example illustrates how the merchant services cash discount program works on a percentage basis for a business. This scenario shows how a merchant can save money on credit card processing sales and at the same time earn profits to use towards monthly merchant services costs or any other fees that may arise through your account. The remaining money after all rates and merchant account fees are paid will be a net profit to the business.
This example is based on a $100 credit card transaction with a 4% surcharge
Surcharge %
4 %
Cost %
Per Trans
. 3 0 cents
The above diagram is an example of how the Cash Discount Program works. Actual dollar amounts will vary.

Smart Terminal

Point of Sale System
Payanywhere System

Verifone Vx520

Verifone Vx520 Payment Terminal
Retail Restaurant Machine

Verifone Vx680

Wireless Payment Machine
Wireless Terminal
Payment Processing System
EMV Credit Card Machine
NFC Payment Terminals

Free PayAnywhere Terminal or Verifone Vx520 or Vx680 with Merchant Account

Credit Card

1 . 7 5 %


0 . 3 0 cents per
* Non Qualified Cards

2 . 7 5 %
Monthly Platform Fee

$ 1 9 . 9 5
* * Wireless Fee $ 2 0
* * Verifone Vx680 Only
* Non Qualified card types consist of certain reward cards, international world cards, business corporate cards and key entry transactions

Next Day Funding

Next Day Funding
24 Hour Settlement Monday - Thursday Sales

Friday - Sunday Sales Deposited Monday
Cash Discount Application
Online Application

Month to Month Agreement

Credit Card Processing Machine
Vx520 Payment Equipment
Merchant Services Account
Merchant Services Cash Discount
Smart Payment Terminal
Merchant Services Account
Wireless Payment Processing
Vx680 Mobile Machine
Merchant Services Account
Integrate Payments Inc. will pass through any rates directly associated with a processor or the card networks including dues and assessments, network access brand usage, interchange, debit network acquirer, PCI compliance, FANF, batch settlement, as well as any regulatory costs, chargebacks and retrieval fees when applicable.

Every merchant account will have to stay compliant by completing a SAQ Self Assessment Questionnaire every year or they will be charged a monthly PCI non compliance fee.