Check transactions offer benefits to merchants who make ACH payments available to their customers or use the ACH network for administrative functions. Electronic check processing has lower interchange fees than accepting credit cards. Additional payment options means an increased conversion rate at checkout online.
There are many ways to utilize the ACH network including preauthorized credits or debits, recurring billing, payroll, transactions via phone, and website processing using echeck. You can also store customer checking information securely using our payment gateway customer vault for future ACH payments.
A web developer smart phone app programmer or software engineer can utilize our check processing payment integration API to integrate ACH payments within the architecture of their applications environment.
Every merchant account will have to stay compliant by completing a SAQ Self Assessment Questionnaire every year or they will be charged a monthly PCI non compliance fee. PCI monthly & annual fees may still apply to a merchant account based on PCI Tier level of business.
